Settlements
There's cash out there with your name on it.
When companies mess up — data breaches, overcharges, false ads — courts make them pay customers back. Most people never claim it. We find the payouts. You get the cash. Free eligibility check, 2 minutes.
Claim My Money$42B
in class-action settlements approved last year alone
15,000+
paying members use Owed to file
2 min
to check your eligibility for free
Trending cases
Active settlements people are filing right now.
$60–$300
Flo
No proof
$75–$525
USAA
No proof
$25–$150
Spectrum
No proof
$25–$500
Spotify
No proof
$25–$300
T-Mobile
No proof
$20–$150
MyChart
No proof
$20–$150
Yahoo
No proof
$50–$250
Toyota
No proof
How Owed works in 3 steps
We find the payouts. You get the cash.
Take a 2-minute quiz
Answer a few questions about your accounts, purchases, and subscriptions. We use this to find your matches.
See what you're owed
We show you every eligible settlement in one place — with payout estimates and filing deadlines.
Recover your money
File your claims, track their status, and get pinged the moment your payout hits.
Every claim ready.
We find your settlements and pre-fill every form. You review and tap submit, then we track it until the check arrives. About 2 minutes.
File my first claimSettlement Details
We'll track your claims & tell you when you get paid.
We update you on every claim — filed, under review, approved, paid — and ping you before deadlines pass. When companies mess up, you get paid.
Start my free checkMonday, March 17
9:42
Example — amounts vary by settlement
Frequently asked questions
Do I need receipts or proof?›
Usually not. Most class action settlements only require you to confirm you purchased or used the product — no receipts needed. When proof is required, we flag it clearly on the settlement card.
How long do payouts take?›
It varies by settlement. After the filing deadline closes, court-appointed administrators review claims and distribute funds — typically within a few months. We track every claim and tell you when you get paid.
Is this actually legit?›
Yes. Class action settlements are real court-ordered funds set aside for affected consumers. The FTC found that a median of only 9% of eligible class members ever file. We prepare your claims so you can file before deadlines pass.
Is Owed a law firm?›
No. Owed is a claims preparation service, not a law firm, settlement administrator, or class counsel. Payouts are determined and distributed solely by court-appointed administrators.